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Sutton Special Risk Insurance Products - Personal Accident, Disability, Major Medical, PASSPORT Expatriot Plan, Life Insurance, War Risk and Terrorism, Kidnap Ransom and Extortion, Contingency
Sutton Special Risk Insurance Products - Personal Accident, Disability, Major Medical, PASSPORT Expatriot Plan, Life Insurance, War Risk and Terrorism, Kidnap Ransom and Extortion, Contingency
Sutton Special Risk Insurance Products - Personal Accident, Disability, Major Medical, PASSPORT Expatriot Plan, Life Insurance, War Risk and Terrorism, Kidnap Ransom and Extortion, Contingency
Sutton Special Risk Insurance Products - Personal Accident, Disability, Major Medical, PASSPORT Expatriot Plan, Life Insurance, War Risk and Terrorism, Kidnap Ransom and Extortion, Contingency
Sutton Special Risk Insurance Products - Personal Accident, Disability, Major Medical, PASSPORT Expatriot Plan, Life Insurance, War Risk and Terrorism, Kidnap Ransom and Extortion, Contingency
Sutton Special Risk Insurance Products - Personal Accident, Disability, Major Medical, PASSPORT Expatriot Plan, Life Insurance, War Risk and Terrorism, Kidnap Ransom and Extortion, Contingency
Sutton Special Risk Insurance Products - Personal Accident, Disability, Major Medical, PASSPORT Expatriot Plan, Life Insurance, War Risk and Terrorism, Kidnap Ransom and Extortion, Contingency
Sutton Special Risk Insurance Products - Personal Accident, Disability, Major Medical, PASSPORT Expatriot Plan, Life Insurance, War Risk and Terrorism, Kidnap Ransom and Extortion, Contingency
Sutton Special Risk Insurance Products - Personal Accident, Disability, Major Medical, PASSPORT Expatriot Plan, Life Insurance, War Risk and Terrorism, Kidnap Ransom and Extortion, Contingency
Sutton Special Risk Insurance Products - Personal Accident, Disability, Major Medical, PASSPORT Expatriot Plan, Life Insurance, War Risk and Terrorism, Kidnap Ransom and Extortion, Contingency


 

Expatriate Insurance Benefits

We have designed a flexible and cost effective package incorporating valuable benefits for employees planning to work out of the country for an extended period of time. We also provide coverage for dependents, inpatriates, third country and local nationals.

Sutton provides a comprehensive suite of products including:

  • Major medical
  • Emergency medical evacuation
  • Accidental death and dismemberment
  • Disability
  • Life
  • Kidnap and Ransom

Benefits can be purchased stand alone or packaged together, with flexible benefit limits and preferred pricing with reduced underwriting.

The plan includes up to $5 million of Major Medical coverage.

Disability coverage includes both Temporary Total Disability (TTD) of up to $15,000 per month (higher limits are available), and a lump sum benefit for Long Term Disability – either a flat benefit in an amount chosen, or calculated as the present value of monthly benefits to age 65.

Accidental Death and Dismemberment coverage provides benefits of up to $2,000,000 for covered losses.

Life insurance is available up to $1,000,000.

Kidnap and Ransom coverage provides important protection for employees working in high risk regions around the world, or in commercially sensitive positions.

Most locations include War Risk coverage without additional charge. Benefits can also be written on a War Risk Only basis to supplement existing policies with war risk exclusions.

Emergency medical, security, and travel assistance services are provided by On Call International.

 
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