Sutton Special Risk Insurance Sutton Special Risk Insurance Sutton Special Risk Insurance Sutton Special Risk Insurance Sutton Special Risk Insurance Sutton Special Risk Insurance Sutton Special Risk Insurance Sutton Special Risk Insurance  
Sutton Special Risk Insurance Products - Personal Accident, Disability, Major Medical, PASSPORT Expatriot Plan, Life Insurance, War Risk and Terrorism, Kidnap Ransom and Extortion, Contingency
Sutton Special Risk Insurance Products - Personal Accident, Disability, Major Medical, PASSPORT Expatriot Plan, Life Insurance, War Risk and Terrorism, Kidnap Ransom and Extortion, Contingency
Sutton Special Risk Insurance Products - Personal Accident, Disability, Major Medical, PASSPORT Expatriot Plan, Life Insurance, War Risk and Terrorism, Kidnap Ransom and Extortion, Contingency
Sutton Special Risk Insurance Products - Personal Accident, Disability, Major Medical, PASSPORT Expatriot Plan, Life Insurance, War Risk and Terrorism, Kidnap Ransom and Extortion, Contingency
Sutton Special Risk Insurance Products - Personal Accident, Disability, Major Medical, PASSPORT Expatriot Plan, Life Insurance, War Risk and Terrorism, Kidnap Ransom and Extortion, Contingency
Sutton Special Risk Insurance Products - Personal Accident, Disability, Major Medical, PASSPORT Expatriot Plan, Life Insurance, War Risk and Terrorism, Kidnap Ransom and Extortion, Contingency
Sutton Special Risk Insurance Products - Personal Accident, Disability, Major Medical, PASSPORT Expatriot Plan, Life Insurance, War Risk and Terrorism, Kidnap Ransom and Extortion, Contingency
Sutton Special Risk Insurance Products - Personal Accident, Disability, Major Medical, PASSPORT Expatriot Plan, Life Insurance, War Risk and Terrorism, Kidnap Ransom and Extortion, Contingency
Sutton Special Risk Insurance Products - Personal Accident, Disability, Major Medical, PASSPORT Expatriot Plan, Life Insurance, War Risk and Terrorism, Kidnap Ransom and Extortion, Contingency
Sutton Special Risk Insurance Products - Personal Accident, Disability, Major Medical, PASSPORT Expatriot Plan, Life Insurance, War Risk and Terrorism, Kidnap Ransom and Extortion, Contingency


 


Group Critical Illness


Group Critical Illness (CI) insurance has evolved from a specialty insurance product and is increasingly becoming an integral part of employer group benefits plans. Research has shown that a significant number of Canadians will face the challenge of a critical illness in their lifetime.

Statistics have shown that:

  • 2 in 5 Canadians will develop cancer in their life time. 75% will survive.*
  • More than half of new cancer cases (52%) will be lung, breast, colorectal and prostate cancer.*
  • 9 in 10 Canadians have at least one risk factor for heart disease or stoke.**
  • 95% of Canadians who make it to hospital after a heart attack survive.**
* Canadian Cancer Society 2015, ** Heart and Stroke 2015

How can your group benefit from Critical Illness insurance?

Everyone should plan for their financial security because no one is immune to illness. Critical Illness (CI) insurance is the payment of a lump-sum benefit when the insured person is diagnosed with one of the critical illnesses covered under the Critical Illness policy. Whether for individuals or families, Critical Illness insurance is designed for everyone at every stage of their lives.

Advantages of choosing Critical Illness coverage

  • It is a living benefit
  • It provides a tax-free lump sum
  • The benefit can be used at insured’s discretion
  • CI coverage is complementary to other group benefits
  • Full recovery does not impact payment of the benefit

Our Critical Illness solution offers an extensive list of features at competitive rates:

  • A comprehensive stand-alone benefit
  • 31 covered conditions or customize to suit your needs
  • Multiple event coverage
  • Cancer recurrence benefit
  • Second medical opinion
Plan Features Description
Plan Type Mandatory Plan
Participation Participation is optional. Minimum participation is 10 insured employees.
Number of critical illnesses 31 covered critical illnesses
Amount of insurance Up to a maximum of $150,000

Covered Critical Illnesses (insured employee and insured spouse)

1. Alzheimer’s disease
2. Aortic surgery
3. Aplastic anemia
4. Bacterial meningitis
5. Benign brain tumour
6. Blindness
7. Cancer (life-threatening)
8. Coma
9. Coronary artery bypass surgery
10. Deafness
11. Dilated cardiomyopathy
12. Fulminant viral hepatitis
13. Heart attack
14. Heart valve replacement
15. Kidney failure
16. Liver failure of advanced stage
17. Loss of independent existence
18. Loss of limbs
19. Loss of speech
20. Major organ failure on waiting list
21. Major organ transplant
22. Motor neuron disease
23. Multiple sclerosis
24. Muscular dystrophy
25. Occupational HIV infection
26. Paralysis
27. Parkinson’s disease
28. Primary pulmonary hypertension
29. Progressive systemic sclerosis
30. Severe burns
31. Stroke (cerebrovascular accident)

To request a quote please contact:

Chris Carr
ccarr@suttonspecialrisk.com
office: 416.307.5622
mobile: 416.318.2161

  © 2012 Sutton Special Risk. All Rights Reserved. Sutton Reinsurance ~ Privacy Policy ~ Home