Your clients have worked extremely hard to get where they are today.

Let’s secure their tomorrow.

Group Disability Insurance

Sutton Special Risk group Disability insurance helps protect an employee’s financial security from a loss of income. Available on an individual or group basis, Sutton offers broad coverage, including special hazards such as high risk occupations, out of country exposures, and war & terrorism risk.

THE SUTTON ADVANTAGE

Our group Disability insurance products offer clients the flexibility to purchase stand-alone short term or long term coverage. Our long term coverage provides a lump sum benefit if the insured is permanently and totally disabled. With a lump sum payment, the insured no longer needs to provide ongoing proof of disability, and they have the freedom to choose how they use the benefit, for example, invest in a business or pay down debt.

We offer protection for:

  • Employer Groups

  • Associations

  • Volunteers

  • Top Up

  • Key Person

  • Buy/Sell Agreements

  • Executives

SUTTON SPECIAL RISK DISABILITY COVERAGE IS IDEAL FOR:

• Small, medium, or large employer groups

• Business partners who want to ensure the viability of their company in the event one of them becomes disabled

• An organization that will suffer significant financial losses if one of its key employees is not able to work as a result of a disability.

• The executive whose group disability benefits don’t extend to cover their earnings

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High Limit Disability Insurance