The Importance of AD&D Insurance

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Accidental Death and Dismemberment Insurance is an important financial safeguard against sudden life-altering events that can permanently impact families. Accidental deaths are on the rise, becoming the third leading cause of death in Canada1 and underscoring the need for comprehensive accident coverage.

AD&D coverage offers a safety net for families, providing a lump-sum payment to beneficiaries in the event of an accidental death or severe injury. It is also a valuable tool for businesses in the form of key person coverage, and as an alternative or complement to life insurance.

Available for group clients, including employer groups and associations, or on an individual basis, Sutton's AD&D coverage offers high limits of worldwide protection, 24 hours, year-round.


If you have a client with a group or individual AD&D insurance need, give us a call, we can help.

Since 1978 Sutton Special Risk has responded to the unique insurance needs of our clients worldwide. With our unparalleled suite of products, consultative approach, underwriting expertise, and commitment to providing exceptional service, we’re always there with you.

1 Deaths, 2021 (2023) Statistics Canada
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