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Sutton Special Risk Insurance Products - Personal Accident, Disability, Major Medical, PASSPORT Expatriot Plan, Life Insurance, War Risk and Terrorism, Kidnap Ransom and Extortion, Contingency
Sutton Special Risk Insurance Products - Personal Accident, Disability, Major Medical, PASSPORT Expatriot Plan, Life Insurance, War Risk and Terrorism, Kidnap Ransom and Extortion, Contingency
Sutton Special Risk Insurance Products - Personal Accident, Disability, Major Medical, PASSPORT Expatriot Plan, Life Insurance, War Risk and Terrorism, Kidnap Ransom and Extortion, Contingency
Sutton Special Risk Insurance Products - Personal Accident, Disability, Major Medical, PASSPORT Expatriot Plan, Life Insurance, War Risk and Terrorism, Kidnap Ransom and Extortion, Contingency
Sutton Special Risk Insurance Products - Personal Accident, Disability, Major Medical, PASSPORT Expatriot Plan, Life Insurance, War Risk and Terrorism, Kidnap Ransom and Extortion, Contingency
Sutton Special Risk Insurance Products - Personal Accident, Disability, Major Medical, PASSPORT Expatriot Plan, Life Insurance, War Risk and Terrorism, Kidnap Ransom and Extortion, Contingency
Sutton Special Risk Insurance Products - Personal Accident, Disability, Major Medical, PASSPORT Expatriot Plan, Life Insurance, War Risk and Terrorism, Kidnap Ransom and Extortion, Contingency
Sutton Special Risk Insurance Products - Personal Accident, Disability, Major Medical, PASSPORT Expatriot Plan, Life Insurance, War Risk and Terrorism, Kidnap Ransom and Extortion, Contingency
Sutton Special Risk Insurance Products - Personal Accident, Disability, Major Medical, PASSPORT Expatriot Plan, Life Insurance, War Risk and Terrorism, Kidnap Ransom and Extortion, Contingency


 

Inpatriate Benefits

Inpatriate Benefits Product Sheet

Inpatriates want peace of mind from the moment they arrive in Canada for work. Government health plans usually have a 3-month waiting period, which may leave inpatriate employees with a gap in coverage. Sutton Special Risk has designed a flexible and cost-effective plan that incorporates valuable benefits to protect inpatriates until they qualify for provincial healthcare or for their full work term in Canada. Coverage is also available for international students attending university or college in Canada.

Sutton’s Inpatriate Benefits plan offers customizable coverage on a group or individual basis. The plan can be designed as short term extended healthcare or as a longer term comprehensive policy tailored to the needs of your clients’ employees.

Short Term Extended Healthcare

  • Major Medical up to $5,000,000
  • Dental benefits can be added
  • Emergency treatment outside Canada for trips up to 30 days
  • Medical, Travel and Security assistance services
  • Political, Security and Natural Disaster Evacuation
  • Option for no pre-existing condition clause

Comprehensive Inpatriate Package

The following benefits can be purchased stand alone or packaged together, with flexible limits, preferred pricing and reduced underwriting:
  • Major Medical up to $5,000,000
  • Dental up to $2,000 per person per year
  • Accidental Death & Dismemberment up to $1,000,000
  • Total Disability coverage based on earnings
  • Life insurance up to $500,000
  • Medical, Travel and Security assistance services
  • Political, Security and Natural Disaster Evacuation
  • War Risk & Terrorism coverage available
  • Kidnap, Ransom & Extortion coverage available


 
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